Evan Granowitz on filing insurance claims: Win it!

Evan Granowitz’ practice areas include business litigation, appellate, and insurance coverage. This latest blog update deals with the process of filing insurance claims and how you can increase your chances of winning the claim.

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You, the faithful insurance premium payer, have all the right to expect a swift delivery of the reimbursement check. After all, it is your personal money just kept for emergency purposes. However, that’s just in black and white. In reality, insurance companies haggle for as much time as possible for them to go over possible loopholes to reimburse as less amount as possible. That is despite their ostensibly altruistic advertisements.


Evan Granowitz has had his fair share of clients who were at most denied of their insurance claims. Here are some tips to improve the chances of your claims being approved:

• Prompt filing is key. Do not wait for 30 days before filing claims. The sooner you file, the better.

• Be informed of the coverage. Before filing, know first what is covered by the insurance policy and what the deductibles are.

• The higher, the better. Experts recommend plans with high deductibles so claims lesser than that amount are discouraged. Sub-deductible claims can tempt you to file more frequently, costing the company more money.

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• Document. Lawyers like Evan Granowitz cannot overstate the importance of proper documentation. Take photos of an accident or a damage. It’s also a good idea to keep a photo of the insured property before damage for basis of comparison.

• Keep receipts. Keeping careful records will make the claim payment process easier. Make sure to keep all receipts for all replacement and repair costs.

• Double-check entries. Mistakes or inconsistencies can cause claim to be denied or delayed.

• Seek legal help. When claims take longer than the reasonable time to process, then you may contact your state insurance department to for legal help. If worse comes to worst, then lawyers specializing in insurance coverage like Evan Granowitz can be sought for help.

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For more information on Evan Granowitz, you may view his professional portfolio at www.wolfgroupla.com.